Life Trust Associates 
offers the following fiduciary services:

Michael R. Gardner, RG, CLPF
Life Trust Associates
3020 El Cerrito Plaza #372
El Cerrito, CA 94530

Phone/fax: 510-528-3613
mgardner@lifetrustassociates.com

About Michael R. Gardner, Ph.D

Michael Gardner earned a Bachelors, Masters, and Doctorate at the University of California, Davis. He worked as a specialist in the California Department of Agriculture. Upon leaving State employment he embarked on a career in business, leading to a managing role at a publisher of investment information. In 2003 he joined the Professional Fiduciary Association of California. In 2006 he served as East Bay Chapter Representative. He has a Certificate in Professional Fiduciary Management for Conservators and a Certificate in Professional Fiduciary Management for Trustees from Fullerton State College. He is a Registered Guardian with the National Guardian Society, and holds License #97 with the California Department of Consumer Affairs Fiduciary Bureau.